HailScore Blog
Insurance Claims
8 articles on insurance claims, backed by real NOAA hail data.
Hail Exposure vs Actual Damage: What Insurance Adjusters Actually Look For
Hail history says hail hit your address. Damage means hail hit your roof in a way that requires repair. Adjusters care about the second — here's what they check.
May 22, 2026
How to Get an Official Hail History Report for an Insurance Claim
A NOAA-sourced hail history report is one of the most useful documents in a hail damage insurance claim. Here's what it is, what's in it, and how to get one in 60 seconds.
May 20, 2026
Does Homeowners Insurance Cover Hail Damage in Colorado? (2026 Guide)
Yes — but only if you file on time and document correctly. Here's exactly how Colorado homeowners insurance handles hail damage, deductibles, and what to do before hail season starts.
April 9, 2026
Does Homeowners Insurance Cover Hail Damage? What Colorado Homeowners Need to Know
Colorado-specific guide to hail damage insurance coverage, deductible types, depreciation rules, filing timelines, and how to document damage for a successful claim.
March 21, 2026
When to File a Hail Damage Insurance Claim
Not every hailstorm requires an insurance claim. Learn when it makes sense to file, when to hold off, and how to make the right decision for your situation.
March 18, 2026
How to Document Hail Damage for Your Insurance Claim
Step by step guide to documenting hail damage on your roof, siding, and gutters so your insurance claim gets approved. Photos, timelines, and tips that work.
March 11, 2026
How to File a Hail Damage Insurance Claim: Step by Step
A complete guide to filing a hail damage insurance claim — from documentation to adjuster meetings, supplements, and getting the full payout you deserve.
March 10, 2026
Should I File an Insurance Claim for Hail Damage? What Homeowners Need to Know
Wondering if you should file an insurance claim after a hailstorm? Learn when it makes sense, the risks of waiting, and how to document damage properly.
March 3, 2026