What Hail Radar Can (and Can't) Prove
Radar can establish that a hailstorm occurred, when it happened, and the approximate largest hail size near a location. It cannot confirm that a specific roof was hit or damaged — radar measures storm exposure, and only a physical inspection confirms damage.
What weather radar can establish
Weather radar — the NEXRAD network and the NOAA MRMS system built on top of it — is very good at answering a specific, bounded question: was there hail in this area, on this date, and roughly how large? For a given address, the radar record can establish a few things with real confidence.
- That a hail-producing storm passed over or near a location, and the date and approximate time it did.
- An estimate of the largest hail the storm was capable of producing in that area (MRMS calls this MESH — Maximum Estimated Size of Hail).
- The spatial footprint of the storm — which neighborhoods and streets fell inside the hail area and which did not.
- How the storm fits into an address's longer history — whether this was a rare event or one of many.
This is genuinely useful. It is the context that tells a homeowner whether it's even worth getting a roof looked at, and it gives an adjuster or inspector a documented, government-sourced date of loss to work from.
What weather radar cannot establish
Radar sees the storm, not your roof. That distinction is the whole thing, and most tools in this space blur it. Here is what the radar record genuinely cannot tell you:
- Whether your specific roof was struck. Radar estimates the largest hail the storm could produce over an area; hail size and coverage vary block to block and even between two houses on the same street.
- Whether your roof was damaged. Impact does not always equal damage — roof age, material, slope, and angle all matter. That is an inspection question, not a radar question.
- The exact hail size at one point. A radar estimate is a class, not a measurement — MESH is tuned so that roughly 75% of measured hail comes in at or below it — and a physically measured hailstone on the ground remains the gold standard.
- What caused a particular mark on your roof. Radar cannot distinguish a hail bruise from wind scuffing, foot traffic, or age-related wear.
The honest summary: radar measures hail exposure — how much hail your address has been in the path of. It does not measure, predict, or confirm damage. Anyone who tells you a radar report 'proves' your roof is damaged is overstating what the data can do.
Why the distinction matters
This is not hair-splitting. It matters for three practical reasons.
- Trust: a homeowner who is told 'you have damage' and then has an inspector find none learns not to trust the tool. 'Your address was exposed to 2-inch hail on this date — worth an inspection' is both more honest and more durable.
- Insurance: a claim rests on the actual condition of your roof, documented by an inspection, with the storm's date of loss as supporting context. Overstating the radar record doesn't strengthen a claim — an accurate, source-cited exposure record does.
- Credibility under scrutiny: a proprietary 'damage score' nobody outside the vendor can reproduce asks you to take its word for it — there is nothing underneath to check. A record that points to the raw NOAA and NEXRAD event IDs behind every data point is one anyone — a homeowner, an adjuster, an engineer — can verify against the public NOAA archives.
How HailScore uses radar honestly
HailScore is built entirely around this line. It scores hail exposure — how much hail an address has been in the path of, drawn from 41.2M+ NOAA, NEXRAD, MRMS, SPC, and CoCoRaHS records — and it says so plainly. It never claims to confirm damage.
- Storm pages name their NOAA source, and events in the paid storm-history report carry a NOAA or NEXRAD source ID wherever the source publishes one.
- Radar-estimated sizes are always labeled as estimates and read as a size class, not a measurement.
- The recommended next step is always a physical inspection — the only thing that actually confirms damage.
Free, no signup: enter your address to see the hail score and map for your home — the dated event list is one email step away — then decide whether an inspection is worth it.
Frequently asked questions
Can a hail report prove my roof is damaged?
No. A hail report — whether from radar or from ground observers — establishes that a hailstorm occurred near your address and estimates how large the hail was. It documents exposure, not damage. Only a physical roof inspection can confirm whether your roof was actually damaged.
How accurate is radar-estimated hail size?
Read it as a class rather than a measurement. MESH is tuned so that roughly 75% of measured hail comes in at or below the radar estimate — a bias, not a symmetric error bar — so treat a size as accurate to about one tier. Ground reports from trained spotters are the gold standard; radar estimates fill in the vast areas where no one was standing with a ruler.
If radar shows big hail near my house, was my roof definitely hit?
Not necessarily. Radar estimates the largest hail a storm could produce over an area, but hail size and coverage vary street to street and even house to house. Radar tells you your address was in the storm's area — an inspection tells you whether your roof took a hit.
Why does HailScore say 'exposure' instead of 'damage'?
Because that is what the data actually measures. HailScore scores how much hail an address has been exposed to, from NOAA radar and ground records. It is precise about the limit of what radar can prove — and every event carries its raw NOAA or NEXRAD source ID, so a homeowner or an adjuster can check the underlying data for themselves.
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